New Report Breaks Down Most, Least Expensive States for Household Bills

Indiana, Kentucky, and Ohio fared well in the rankings.

Shutterstock photo.

(Undated) – If you live in Indiana, Kentucky, or Ohio, odds are your bills cost less than most other states. 

Earlier this month, doxoINSIGHTS released their 2022 State by State Bill Pay Market report.

The report looks at the $4.6 trillion U.S. consumer bill pay market with specific state level break out of the 10 most common household bill payment categories including: Mortgage, rent, auto loan, utilities, auto insurance, cable and internet and phone, health insurance, and life insurance.  

According to the report, Indiana and Kentucky rank as two of the 10 least expensive states for household bills.

  • Top 10 Most Expensive: 1. Hawaii, 2. California, 3. New Jersey, 4. Maine, 5. Maryland, 6. Connecticut, 7. New York, 8. Alaska, 9. Washington, 10. New Hampshire.
  • Top 10 Least Expensive: 41. Nebraska, 42. Alabama, 43. New Mexico, 44. South Dakota, 45. Oklahoma, 46. Kentucky, 47. Indiana, 48. Mississippi, 49. Arkansas, 60. West Virginia.

Indiana ranks 47th in monthly bill pay amount with an average spend per month of $1,607, which is 20 percent less than the national average of $2,003. The average monthly bill cost in Indiana equals about 34 percent of household income.

Lawrenceburg ranks as the 22nd most expensive city to live in the state with average monthly bills equaling $1,771.

Kentuckians spend slightly more per month than Hoosiers ($1,627), ranking 46th overall.

Several cities in the Greater Cincinnati area made the list of Top 25 most expensive cities in Kentucky. The cities are Union (3rd), Fort Thomas (4th), Florence (7th), Burlington (10th), Alexandria (11th), Independence (13th), Fort Mitchell (16th), Erlanger (24th).

Ohio ranks 39th in total spend per month at $1,717.

Overall, a recent doxoINSIGHTS study found that 9 out of 10 Americans have seen a jump in their household bills over the past 12 months, with those in the utilities category rising the most.

The study also found that 87 percent of Americans worry about their ability to pay their bills if inflation rates continue to rise.

For more information, visit doxoINSIGHTS' 2022 State by State Bill Pay Market Report Reveals Hawaii Most Expensive For Household Bills, West Virginia Least - doxo

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