A better ISO rating means enhanced safety and can lead to lower insurance premiums for residents and businesses.

(Osgood, Ind.) - The Osgood Volunteer Fire Department is celebrating a recent achievement.
The department has achieved a Public Protection Classification (PPC) of Class 04/4Y, effective May 1. This is a significant improvement from the department's previous rating of Class 6/6X.
The Insurance Services Office (ISO) evaluates a community's fire protection services and assigns a PPC score on a scale of 1 to 10. Class 1 represents the best possible fire protection, while Class 10 indicates that minimum criteria are not being met. A better ISO rating means enhanced safety and can lead to lower insurance premiums for residents and businesses.
Here’s what this achievement means for Osgood:
- Enhanced Safety: The improved PPC rating reflects stronger fire protection and a reduction in fire risks.
- Lower Insurance Premiums: Many insurance companies use this rating to calculate premiums, potentially saving you money!
- Community Commitment: This achievement highlights our town’s dedication to improving fire safety, emergency preparedness, and infrastructure.

Firefighters Respond to Two Barn Fires in Ripley County
Lawrenceburg Primary Named Purple Star School
Hillforest Announces Annual “Gift to the Community” Event
Two Madison Men Graduate 88th Indiana State Police Academy
Indiana Winter Weather Preparedness Week is Nov. 9-15
Catholic Parishes in Dearborn Co. to Host Pre-Turkey, Gobble Wobble 5K's

