Rising Sun Man Accused Of Check Deception, Fraud

Lawrenceburg Police began investigating after a suspicious package was brought to the UPS Store on Industrial Drive on July 2. 

(Lawrenceburg, Ind.) - A Rising Sun man is accused of check fraud, money laundering and theft.  

Lawrenceburg Police responded to a report of a suspicious package at the UPS Store on Industrial Drive on July 2. 

Police were told by the store manager that William F. Lloyd, had arrived the previous day with two packages, one unopened and the other opened. The opened box contained multiple iPhones. The other box had a pre-paid shipping label, addressed to a Kerrick White with PSAV Campusship Users. 

Lloyd video recorded the request to ship the box containing the iPhones. The UPS manager then told police that Lloyd attached the pre-paid shipping label to the box without the iPhones, and then left the store with the box containing the phones. 

He allegedly made a similar shipment in June of 2019 to South Africa. 

After speaking to a manager with PSAV National Transport, the UPS manager confirmed that the package was not authorized to be shipped. 

Due to the suspicious circumstances surrounding the package, police were granted permission to search the package, which contained multiple coiled cords, electric cords, two headset adapters and a docking charger. The items appeared old and used and did not appear to be worth the price to ship ($398.15). 

Given that Lloyd video recorded the shipment of the iPhones and then swapped the iPhones for the box containing the lesser valued items, police believed he was attempting to defraud the recipient. 

The next day, police spoke with Kerrick White, of Marco Island, Florida. White stated that he was not involved in the attempted shipment of the package. He explained that someone was using his name and company in an effort to ship the package. White then confirmed that items shipped to PSAV are shipped in plastic molded cases, not cardboard boxes. 

On July 16, Lloyd spoke to police about the package. He stated that he met a female through an online dating site and that the female advised him that phones were being sent to him. He would then ship them to Malaysia. 

Lloyd stated after the phones arrived, the female opened a bank account with Regions Bank in his name and had five checkbooks sent to him. He added that he wrote out and deposited four Regions Bank checks totaling $18,000 into his personal account at another bank. The female then instructed him to withdraw the thousands of dollars from his bank. Lloyd told police that the checks from Regions Bank were fraudulent and didn't have any funds to support them.

When asked why he didn't contact law enforcement, Lloyd stated his bank advised him he could do so at his discretion. Lloyd did however, arrange a payment plan to pay the money back to them through a collections agency. 

According to a probable cause affidavit, Lloyd added that he had kept six 256 GB iPhones that appeared to be brand new. He kept them because he had not receive money owed to him. 

Lloyd also kept the Regions Bank checkbooks. There were four separate checkbooks bearing the same account number. The checkbooks had carbon copies and indicated that five checks had been used and written (between May 16-17) payable to William Lloyd in the amount of $25,000. 

There were additional service charges and overdraft fees included on the statements. 

According to court documents, bank statements from June, July and August 2019 indicated the balance of Lloyd's checking account was negative $18,369.26. There had been no deposits made to the account. 

Police retrieved bank records from Regions Bank for the account in the name of Lloyd or the account number associated with the checks. Records indicated there were no bank accounts in the name of William Lloyd. However, there was a checking account for the account number in the name of Matthew Driver and Jade Driver. 

Police spoke to Jade Driver over the phone, who advised that she and her husband, Matthew did not have checks for the account and that she froze the account after large amounts of fraudulent withdraws occurred. 

Lloyd is charged with Theft (Level 6 Felony), Forgery (Level 6 Felony), Check Deception (Level 6 Felony), Check Fraud (Level 6 Felony), Fraud on a Financial Institution (Level 5 Felony), Money Laundering (Level 6 Felony), Identity Deception (Level 6 Felony) and Forgery (Level 6 Felony). 

His criminal history indicated that he had multiple aliases and had been previously arrested for check deception, among other things.